Conveyancing Fees Explained
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Fees explained
What are outlays?
Outlays are mandatory third-party expenses that arise during your transaction.
To ensure complete transparency, please note that outlays are not legal fees charge by Meridian LLP. Instead, they are government and administrative charges that we pay on your behalf to authorities like Revenue and the Property Registration Authority. These fees are standard across the industry and remain consistent regardless of which solicitor you engage.
Typical outlays may include:
Stamp Duty
Land Registry Fees
Local Property Tax (LPT)
Searches fees
Your quote will provide an estimated breakdown of all anticipated costs so that you can budget with confidence.
When Will I Need to Pay?
One of the most common questions we receive is when money is actually required during the transaction?
For most purchases, payments are made in stages.
Stage 1
Sale Agreed
A booking deposit is paid directly to the estate agent. Usually between €8,000 to €15,000.
This is 100% refundable until contracts are signed.
Stage 2
Contract Signing
The balance of the contractual deposit is paid.
This is typically 10% of the purchase price, less any booking deposit already paid.
For a first time buyer , if you are availing of Help To Buy (HTB) scheme, you can claim your HTB at this stage and apply it against the balance deposit.
Stage 3
Closing
Your legal fees, outlays and any remaining balance required to complete the purchase are paid shortly before closing.
Mortgage funds are typically drawn down one working day before or on the same day of closing.
